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Big Bear Lake, California · Second Homes

Buying a Second Home in Big Bear

A second home in Big Bear can be a weekend refuge, a family gathering spot, an income-producing rental, or all three. This guide walks through how to buy one well — choosing an area, weighing rental income, and planning for the realities of mountain ownership.

On The Market

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Browse active listings across every Big Bear ZIP — updated daily from the Big Bear MLS. Tell Rachael how you picture using the home and she'll hand-pick second-home options that fit your goals.

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Buy It Right the First Time

How to Buy a Big Bear Second Home Well

The best second-home purchases start with a clear answer to one question: how will you actually use it? A pure family retreat, a rental you'll also enjoy, and a future full-time home each point toward a different area, size, and setup. Getting honest about your plan up front is the single most useful thing you can do.

Choosing Where to Buy

Big Bear is a patchwork of areas — ski-close neighborhoods near Bear Mountain and Snow Summit, lakeside and dock-access homes, Village-adjacent walkability, and quieter outlying pockets. Your priorities — winter skiing, summer boating, walkability, privacy — point you toward the right one. Rachael can walk you through the trade-offs street by street.

If Rental Income Is Part of the Plan

Many second-home buyers offset costs by renting short-term when they're away. That can work well, but short-term-rental rules differ between the City of Big Bear Lake and unincorporated San Bernardino County and change over time. Confirm the rules and permit availability for the specific address before you buy, and model realistic income rather than assuming it.

Plan for Mountain Ownership

  • Snow removal, seasonal maintenance, and getting the home ready for winter
  • Insurance, utilities, and the costs of a home you don't occupy full-time
  • How you'll manage or care for the home when you're not there
  • Financing and tax considerations for a second home — confirm with your own professionals

Start With Your Plan

Retreat, rental, or future full-time home — your intended use should drive the area, size, and setup you choose. Get clear on it, and Rachael will help you buy accordingly. If income matters, model it with Rachael's free Big Bear STR Calculator and confirm the rules for the specific address before you commit.

Big Bear home interior

Buying a Second Home in Big Bear — Frequently Asked Questions

Straight answers from a local Big Bear Broker Associate. Verify time-sensitive rules and pricing directly before you buy.

Is Big Bear a good place to buy a second home?
For many Southern California buyers it's one of the closest four-season mountain-and-lake destinations, which is a big part of its second-home appeal. Whether it's right for you depends on how you'll use the home, your budget, and the area that fits your priorities. Getting clear on your plan first makes for a much better purchase.
How do I choose the right area in Big Bear for a second home?
Start with how you'll use it. If winter skiing is the priority, ski-close neighborhoods near Bear Mountain and Snow Summit make sense; for summer, lakeside and dock-access areas shine; for walkability, Village-adjacent homes are appealing. Rachael can walk you through the trade-offs of each area based on your goals.
Can I rent out my Big Bear second home when I'm not using it?
Many owners do, offsetting costs with short-term rental, but eligibility depends on the jurisdiction and current rules for the specific address. Short-term-rental rules differ between the City of Big Bear Lake and San Bernardino County and change over time, so confirm the rules and permit availability before you buy, and model realistic income first.
What are the ongoing costs of owning a second home in Big Bear?
Beyond the mortgage, plan for snow removal, seasonal maintenance, insurance, utilities, and the cost of caring for a home you don't occupy full-time. If you rent it out, add management, cleaning, and related expenses. Rachael can help you think through these realities so the numbers are clear before you buy.
Should I plan for how the home is cared for when I'm away?
Yes. A second home needs looking after when you're not there — for weather, maintenance, and, if you rent it, guest turnover. Many owners use property management or a local caretaker. Thinking through this before you buy helps you choose a home and setup you can actually maintain.
How much does a second home in Big Bear cost?
Big Bear offers a wide range, from cabins to larger view and lakeside homes, so there are entry points for different budgets. Because pricing moves with the market and depends on location and condition, reach out to Rachael for current, address-specific numbers or use the free home-value tool rather than relying on a general figure.
What about financing and taxes on a second home?
Financing and tax treatment for a second home can differ from a primary residence, and they depend on your personal situation. Confirm the details with your lender and tax professional. Rachael can connect you with local lenders familiar with mountain second-home purchases.
Who can help me buy a second home in Big Bear?
Rachael Smith-Meadors, Broker Associate with RE/MAX Big Bear, helps second-home buyers define their plan, choose the right area, weigh rental potential, and navigate mountain ownership. Call or text 909.744.2190.

Related Pages

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Ready to Buy Your Big Bear Second Home?

Tell Rachael how you picture using it — retreat, rental, or future full-time home — and she'll help you buy the right one, in the right area, for the right reasons.